Welcome to GTI Group. The purpose of this document (“GTI Terms of Use Policy”) is to inform the public of how GTI Group members made up of GTI Capital, GTI Microfinance Bank, GTI Securities, GTI Asset Management and Trust, GTI Trade Desk, GTI Trading Floor, GTI Finance Academy and other GTI affiliates and related companies websites. By accessing or using our websites (“Site”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing, browsing, or using the Site, you acknowledge that you have read, understood, and agreed to these Terms, our Privacy Policy, and any additional terms and conditions referenced herein.

2. Use of the Site

2.1      Eligibility: You must be at least 18 years old to use the Site or have legal authorization to enter into binding agreements.

2.2       Prohibited Conduct: You agree not to:

• Use the Site for any unlawful purposes or in violation of applicable laws.
• Interfere with the security or operation of the Site.
• Access or attempt to access accounts, systems, or information without authorization.
• Upload, transmit, or distribute malware or harmful content

2.3       Account Responsibility: If you create an account, you are responsible for maintaining its confidentiality and for all activities that occur under your login credentials.

3. Intellectual Property

All content on the Site, including text, images, logos, graphics, and software, is the property of the bank or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.

4. Electronic Communications

By using the Site, you consent to receive electronic communications from us. These communications may include notices about your account, legal disclosures, and promotional materials. You can opt out of promotional communications by following the instructions in the communication.

5. Third-Party Links

The Site may include links to third-party websites. We are not responsible for the content, security, or privacy practices of these third-party websites. Accessing them is at your own risk.

6. Disclaimer of Warranties

The Site is provided “AS IS” and “AS AVAILABLE.” We disclaim all warranties, express or implied, including but not limited to the accuracy, reliability, or availability of the Site. We do not guarantee that the Site will be free from errors, interruptions, or harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, GTI MFB shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site.

8. Indemnification

You agree to indemnify and hold harmless GTI MFB and its affiliates, employees, and agents from any claims, damages, or expenses resulting from your violation of these Terms or your misuse of the Site.

9. Modifications to the Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Site. Your continued use of the Site constitutes your acceptance of the modified Terms.

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

Contact Information

If you have any questions about these Terms, please contact us at:

GTI House,  4 Tinubu Street,

Central Business District, Marina, Lagos

Email: support@gti.com.ng