IPPIS – How to Get Loans in Nigeria using your IPPIS Number


IPPIS is a program aimed to centralize and organize a database system with all the needed employee information for proper work in the Nigerian Public Service. IPPIS Number stands for Integrated Personnel Payroll Information System Number.

This is to improve the effectiveness and efficiency of payroll administration for its Ministries, Departments and Agencies. IPPIS allows for easy payment of salaries to the Government workers bank accounts with suitable remittances and deductions of third-party payments, such as:

  • Administrator of Pension Fund
  • Service of Federal Inland
  • Bank Loans
  • Cooperative Societies
  • Revenue Association Dues
  • The Fund of National Housing
  • Trade Unions Dues

The Federal Civil Service through several channels has invited all its workers to update their records online through the registration portal of the Integrated Payroll and Personnel Management System (IPPIS).

The IPPIS Verification Portal is a web based application designed by FGN for employee data collection. If you wish to commence your IPPIS Capture and verification exercise, you must ensure you have the below listed:

  • Internet enabled device (preferably a computer)
  • Good browser (preferably Google Chrome or Mozilla Firefox)
  • A good scanner
  • Strong network connection


Requirements for IPPIS Verification Exercise

  • IPPIS number
  • Registration token


How to generate the IPPIS registration verification token

Generating the IPPIS verification token is quite easy. Follow these steps and get it done.

  • Visit the IPPIS website for IPPIS Data Capture and Verification Portal.
  • Click on “Generate token” button displayed.
  • Then go ahead and fill the form displayed.


How to Register for IPPIS Verification

Registration is strictly done online, so it is quite easy to register, simply follow the steps below to register:

  • Go to the IPPIS website
  • Enter your IPPIS number
  • Enter your registration token that you generated
  • Enter the captcha text that will appear on the screen.
  • Continue with the login to access your portal on the website


How to check for your IPPIS Number

The ippis update form in most cases allows you check out for the Ippis verification number and in most cases, you will still need the IPPIS Verification number to complete certain verification on the Ippis payslip.

In most cases, you will be required to use the ippis complaint form or call the ippis customer care.


IPPIS Complaint Form

There are 4 ways to reach out to the IPPIS office to issue a complain. The first one is through the IPPIS Complain form but if it doesn’t work, feel free to try the other channels I am going to share with you. Let’s dive right in:


1. The Complaint form

This is the dedicated page meant for complains such as unpaid salary, short payment, IPPIS not captured, payslip request and other issues. The IPPIS complaint form can also serve as a enquiry form and when filling the form, please ensure to type all your complain in the box provided.


2. Online chat

You can also chat with an online agent to rectify any issues or complain


3. Contact page

The contact page serves to make enquiries, but you can give it a try to get access to an agent


4. Phone number



5. Email address



How to get a Loan with IPPIS Number

Getting an IPPIS Loan in Nigeria should be one of the easiest processes ever. If you have ever tried getting a loan from a bank or other lending organisation, you know how time-consuming and challenging it can be.

From gathering stacks of financial documents to filling out multiple pages of loan application forms and waiting weeks for approval — who has time for all that?

But thanks to the increasing adoption of technology by the financial sectors, and in the country as a whole, you can now access instant online loans that are collateral-free within 24hrs or just a few minutes.


Requirements for IPPIS Loan in Nigeria

  • IPPIS number
  • Payslip
  • Bank statement of account showing his/her net pay.
  • Employment / Confirmation / Deployment Letter is required
  • Bank Verification Number
  • Valid National ID card
  • Work ID card

If you fulfill any of these requirements and have provided the relevant documents, our internal credit officers will review your application within 24 hours.

If your loan is approved, it will be credited to your account immediately. If it is not, then one of our internal credit officers will call you to rectify the problem.

Please note that Repayments are made directly as deductions from your company salary account on the agreed payment date(s).